NSC
Calculate returns under National Savings Certificate scheme
NSC Calculator
Indicative rate: 7.7% p.a.
₹
Rates are indicative. Verify on indiapost.gov.in before investing.
Investment₹0
Interest earned₹0
Maturity value₹0
Investment
Interest earned
Year-wise breakdown
| Year | Principal (A) | Interest (B) | Total (A + B) | Balance |
|---|
How to use this calculator
What is NSC?
National Savings Certificate is a 5-year fixed-income post office scheme with annual compounding. Eligible for Section 80C deduction.
Payout
Interest is reinvested and paid at maturity along with principal.
Formula
M = P × (1 + r)^nExamples
- ₹1,00,000 lump sum for 5 years at 7.7% → maturity ≈ ₹1,44,900
Frequently asked questions
Are these the official India Post rates?
Rates are indicative for FY 2025-26. India Post revises small savings rates quarterly — verify on indiapost.gov.in before investing. This calculator is for planning only.