Post Office RD
Check recurring deposit returns in just a few clicks
Post Office RD Calculator
Indicative rate: 7.5% p.a.
₹
Yr
Rates are indicative. Verify on indiapost.gov.in before investing.
Total deposited₹0
Interest earned₹0
Maturity value₹0
Total deposited
Interest earned
Year-wise breakdown
| Year | Principal (A) | Interest (B) | Total (A + B) | Balance |
|---|
How to use this calculator
What is Post Office RD?
Recurring Deposit lets you save a fixed amount every month for 5 years. Interest is compounded quarterly.
Minimum deposit
Minimum ₹100 per month (or ₹10 in some accounts). No maximum limit.
Formula
RD uses quarterly compounding on monthly depositsExamples
- ₹5,000/month for 5 years at 7.5% → maturity ≈ ₹3.6 lakh
Frequently asked questions
Are these the official India Post rates?
Rates are indicative for FY 2025-26. India Post revises small savings rates quarterly — verify on indiapost.gov.in before investing. This calculator is for planning only.