SSY
Calculate Sukanya Samriddhi Yojana returns as per your investment
SSY Calculator
Indicative rate: 8.2% p.a.
₹
Yr
Rates are indicative. Verify on indiapost.gov.in before investing.
Total deposited₹0
Interest earned₹0
Maturity value₹0
Total deposited
Interest earned
Year-wise breakdown
| Year | Principal (A) | Interest (B) | Total (A + B) | Balance |
|---|
How to use this calculator
What is SSY?
Sukanya Samriddhi Yojana is a post office scheme for a girl child below 10 years. Account matures after 21 years from opening.
Deposit limits
Minimum ₹250 and maximum ₹1.5 lakh per financial year. Deposits for 15 years; account runs till year 21.
Formula
M = P × [((1 + r)^n − 1) / r] × (1 + r)Examples
- ₹50,000/year for 15 years at 8.2% → strong long-term corpus for education/marriage
- Partial withdrawal allowed after age 18
Frequently asked questions
Are these the official India Post rates?
Rates are indicative for FY 2025-26. India Post revises small savings rates quarterly — verify on indiapost.gov.in before investing. This calculator is for planning only.
Who can open SSY?
Guardian of a girl child below 10 years can open the account at a post office or authorised bank.