Mahila Samman Calculator

Indicative rate: 7.5% p.a.

Rates are indicative. Verify on indiapost.gov.in before investing.

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Year-wise breakdown

How to use this calculator

What is Mahila Samman?

Mahila Samman Savings Certificate was a 2-year scheme for women/girls with attractive interest. New applications may be closed — check India Post for current availability.

Tenure and rate

2-year lock-in with 7.5% p.a. compounded quarterly. Maximum deposit ₹2 lakh per account.

Formula

M = P × (1 + r/400)^(4 × 2)

Examples

  • ₹2,00,000 for 2 years at 7.5% → maturity ≈ ₹2,31,000

Frequently asked questions

Are these the official India Post rates?

Rates are indicative for FY 2025-26. India Post revises small savings rates quarterly — verify on indiapost.gov.in before investing. This calculator is for planning only.

Is Mahila Samman still open?

The scheme was time-limited. Verify current availability at your post office before planning.

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